Because a multitude of elements intervene in favour of your company.

of insurance solutions.
Professional Indemnity (PI)

Your customers might rely on your professional expertise and if the outcome is different from what was expected, they might make a claim against you if they believe that you or one of your employees are responsible for a breach of professional duty.

The court case that will ensue will be of considerable financial consequences, in terms of legal defence fees and compensation bills. To prevent such a scenario from arising, we have, at MUA a professional indemnity insurance which will protect your business from bearing these costs.

We will provide you with a tailor-made cover with limits (per claim as well as in aggregate) and excess as you deem right.

Moreover, we will also provide the policy for a fixed duration (a one-off policy) if you require protection for a specific project only.

Directors and Officers Liability (D & O)

The directors and officers of your organization have specific duties to follow and are empowered to follow these through the terms of reference that are related to their positions.

Additionally, given the important decisions they are expected to take on a daily basis, they are also bound by the duty to exert due diligence in overseeing the activities of the organization, to act in good faith and in the best interest of the organization. D&O Insurance is a legal liability policy which provides cover for wrongful acts made by a Director or officer of a company whilst engaged in such capacity. Those alleged wrongful acts include: breach of duty, neglect, error, misleading statements, omission, neglect…

The Insurance protects the personal liabilities of the directors/officers and will cover claims resulting from managerial decisions that have adverse financial consequences. The policy will cover the costs of defending the court proceedings, as well as any compensation costs that might arise from an unsuccessful defence.

Combined PI - D&O

This insurance offers both PI and D & O merged into a single package. This coverage is cost effective while offering all the benefits of the two aforementioned policies.

Bankers Blanket Bond (BBB)

Bankers Blanket Bond is a fidelity bond which offers banks protection against a variety of risks. The standard coverage offers insurance against employee dishonesty, loss of property through theft, fraudulent alterations of cheque, securities and other financial instruments, loss due to counterfeit currency and loss in the event of damage to premises and contents. A variety of extensions are also available.

Crime Insurance

This insurance provides protection to an organisation for loss incurred from: employee theft, destruction or disappearance of money and securities, fraudulent manipulations of financial instruments, network frauds, acceptance of counterfeit currency in good faith and employee dishonesty. Crime insurance is only provided with Professional Indemnity or combined D & O / PI / crime.

Investment Manager Product

This insurance is tailored to respond to claims encountered by investment manager, responsible entities, investment trusts or funds and their insurance professionals as well as directors and officers of these entities. This is a combination of Directors and Officers Liability, Professional Indemnity and Crime Coverage.

Medical Malpractice

This is a coverage for the acts, errors and omissions of medical practitioners while carrying their professional duties.

Pension Trust Liability

This insurance covers the responsibility of trustees against any third party claims for wrongful act in their capacity as Pension Trustees among others.

Cyber Liability

This insurance provides protection against occurrences of sensitive data breaches, computer hacking, computer viruses, pilferage of information and identity theft.

Decennial Liability

This insurance covers costs associated with structural defects that are discovered during a period of 10 years after completion.

Sabotage & Terrorism

This insurance provides coverage against material damage arising from terrorist acts.

Kidnap & Ransom

This insurance covers business travellers, high-net-worth individuals and their families against the event of kidnap-for-ransom, extortion, threat or disappearing that can occur while travelling.

Cancellation of Events

This insurance provides indemnification for cancellation/postponement of large scale events (such as concerts or major sport competitions). Cancellation can happen due to a number of reasons, such as extreme weather or illness of artists.

Terrorism Liability

This insurance covers liability for any damages and claims expenses for which the insured can become legally liable to pay following an act of terrorism.

Why taking a contractor’s all risks insurance?

During the realization of a construction generates certain risks. They can result from the use of new techniques, new materials or increasingly powerful construction machines. They can also be caused by natural elements or vandalism.

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MUA offers you the possibility to meet all your professional needs, whatever the size of your business.


In order to best cover these vehicles and the different uses made of them, MUA accompanies you to choose the appropriate insurance solution.


Taking care of your employees means taking care of your business, whatever its size.